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Showing posts with label credit cards. Show all posts
Showing posts with label credit cards. Show all posts

Tuesday, June 22, 2010

American Express Blue Cards: Which Blue Is For You?

American Express Blue Cards: Which Blue Is For You?

by Ed Vegliante



Times certainly have changed for American Express. Gone are the
days where the American Express card was simply a charge card
that had to be paid off in full every month. Yes, the old
workhorse - the green card - is still available and popular too.
However, American Express decided to take MasterCard and VISA on
directly by offering its own line of credit cards. These "blue"
cards have been such a hit with consumers that the admired
financial giant is now offering four different blue cards from
which consumers can choose. Each American Express blue card is
different, so let's take a look at just what makes each one so
special.



American Express Sky Blue, The Ultimate Travel Rewards Card



Sky Blue - If you are tired of all those rewards cards that
promise you a weekend in Las Vegas, but can only deliver you an
overnight stay in Providence, then the Sky Blue card should
appeal to you. Touted by American Express as putting an end to
travel reward card restrictions, Sky Blue goes where no other
American Express blue card has gone before it. With absolutely
no black out dates and no travel restrictions, the Sky Blue card
allows for card holders to travel where they want, when they
want. But, it even gets better: 0% introductory APR and no
annual fee; discounts on airline tickets, hotel stays, and car
rentals. You even get free coverage on rental car insurance and
travel accident insurance with Sky Blue.



Blue Cash For Cold, Hard Cash



Blue Cash - If it is cold, hard cash that you want, then there
isn't a card that matches the American Express Blue Cash card.
This is no 1% or 2% cash back card; the Blue Cash card is one
that really works for card holders as it gives back 5% cash on
just about everything you buy. Save 5% on gas. Save 5% on
drugstore visits, on the bills you pay, and on so much more.
Best of all, you don't have to worry about redeeming your points
as every year American Express will give you your earnings back
to you in the form of a big fat credit to your account!



The Original Blue: The American Express Blue Card



Blue - The American Express Blue card was the card that got the
whole blue movement rolling. Although it isn't as power packed
with the features found in Sky Blue or Blue Cash, the Blue card
is still a worthy choice. If you select "Blue" you get 0% APR
for up to 15 months, 4.99% APR on balance transfers for the life
of the loan, and you will earn points toward the American
Express free rewards program. Yes, there is no annual fee with
the Blue card either!



Jet Blue: The Airline And The Card



Jet Blue - Named for the airline it represents, the American
Express Jet Blue card allows card holders to accumulate points
toward free Jet Blue Airways flights. Using the card the very
first time nets users a cool 5,000 points right off the bat. You
can also get double points at many places where you like to shop
or eat.



As you have read, the competition for credit card carrying
customers is heating up. With an American Express Blue Card you
can receive benefits not available to customers of competing
card companies. What are you waiting for? Put an American
Express Blue Card in your wallet today and reap all of the
rewards!



American Express Blue Cards: Which Blue Is For You?

American Express Blue Cards: Which Blue Is For You?

by Ed Vegliante



Times certainly have changed for American Express. Gone are the
days where the American Express card was simply a charge card
that had to be paid off in full every month. Yes, the old
workhorse - the green card - is still available and popular too.
However, American Express decided to take MasterCard and VISA on
directly by offering its own line of credit cards. These "blue"
cards have been such a hit with consumers that the admired
financial giant is now offering four different blue cards from
which consumers can choose. Each American Express blue card is
different, so let's take a look at just what makes each one so
special.



American Express Sky Blue, The Ultimate Travel Rewards Card



Sky Blue - If you are tired of all those rewards cards that
promise you a weekend in Las Vegas, but can only deliver you an
overnight stay in Providence, then the Sky Blue card should
appeal to you. Touted by American Express as putting an end to
travel reward card restrictions, Sky Blue goes where no other
American Express blue card has gone before it. With absolutely
no black out dates and no travel restrictions, the Sky Blue card
allows for card holders to travel where they want, when they
want. But, it even gets better: 0% introductory APR and no
annual fee; discounts on airline tickets, hotel stays, and car
rentals. You even get free coverage on rental car insurance and
travel accident insurance with Sky Blue.



Blue Cash For Cold, Hard Cash



Blue Cash - If it is cold, hard cash that you want, then there
isn't a card that matches the American Express Blue Cash card.
This is no 1% or 2% cash back card; the Blue Cash card is one
that really works for card holders as it gives back 5% cash on
just about everything you buy. Save 5% on gas. Save 5% on
drugstore visits, on the bills you pay, and on so much more.
Best of all, you don't have to worry about redeeming your points
as every year American Express will give you your earnings back
to you in the form of a big fat credit to your account!



The Original Blue: The American Express Blue Card



Blue - The American Express Blue card was the card that got the
whole blue movement rolling. Although it isn't as power packed
with the features found in Sky Blue or Blue Cash, the Blue card
is still a worthy choice. If you select "Blue" you get 0% APR
for up to 15 months, 4.99% APR on balance transfers for the life
of the loan, and you will earn points toward the American
Express free rewards program. Yes, there is no annual fee with
the Blue card either!



Jet Blue: The Airline And The Card



Jet Blue - Named for the airline it represents, the American
Express Jet Blue card allows card holders to accumulate points
toward free Jet Blue Airways flights. Using the card the very
first time nets users a cool 5,000 points right off the bat. You
can also get double points at many places where you like to shop
or eat.



As you have read, the competition for credit card carrying
customers is heating up. With an American Express Blue Card you
can receive benefits not available to customers of competing
card companies. What are you waiting for? Put an American
Express Blue Card in your wallet today and reap all of the
rewards!



5 Ways To Instantly Increase Your Credit Card Limit

5 Ways To Instantly Increase Your Credit Card Limit

by Rene Graeber



A lot of credit card holders aspire for a higher credit card
limit.



But: credit card holders need to remember that to get a higher
credit card limit, they must abide by the terms and conditions
of the credit card company or their bank.



Here are 5 ways to get a higher credit card limit:



1. Prove your credit worthiness The most important thing to do
for getting a higher credit card limit is to prove your credit
worthiness. This is the first thing that banks and companies
look for when giving a higher credit limit.



2. Attract positive attention from the credit card company At
least: try to attract positive attention by paying finance
charges once in a while. Obviously, this is not advisable on a
repeating basis and should only be used as a last resort to
increase your chances of getting a higher credit limit.



Proving to credit card companies and banks that you are good
"borrower" can be a convincing way to get a higher credit limit.
But be careful because this strategy also means that you will be
paying finance charges which can accumulate in a hurry.



3. Always spend within your credit card limit Doing so means
that you are capable of controlling your expenses.



4. Use your credit cards regularly Don't keep your cards for
emergency use only. If you use your credit cards sparingly,
banks and credit card companies will be unable to understand
your spending and pay-back behavior. Under these circumstances,
most banks and credit card companies will be reluctant to give
you a higher credit card limit.



5. Avoid late payments as much as possible This technique will
not only increase your payment increase, but you may also have
to pay an additional fine for not clearing bills on time. This
will also dim your chances of getting a higher credit card limit.



The bottom line is that your performance in the records of banks
and credit card companies will determine whether you'll get a
higher credit card limit or not.